![]() cashback on your spend), and cardholders earn 2 points per $1 spent.īanks (arguably) offer credit cards aggressively to their customers, but my view is that these cards don't deliver the value they should in many situations. As a background, 200 points = $1 of statement credit (i.e. If you're a business owner, the annual fee is tax deductible while the benefits/rewards are not subject to fringe benefit tax. However, the card fee is not cheap ($1,250/year) but cardholders enjoy extensive reward, travel, hotel, dining and insurance benefits.
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